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Writer's pictureAdam Garrett

Boosting Credit for Mortgages

Updated: Aug 17


While there are some exceptions, your credit score has a very high impact on most mortgages. Prior to taking out a mortgage, get educated on your credit.


Educate Yourself on Credit as it Pertains to Mortgages:

When to boost your score? Especially below 740

What's the minimum score to purchase? That heavily depends on the institution/loan type, but options are most limited if you have <580

Any mortgage options below 580? Yes

Why boost your score? Save $1,000's, $10's of thousands, or $100's of thousands & boost your purchasing power

What other than credit matters for a mortgage?

Where to get free credit scores & user-friendly basic reports?

Where to get free weekly full reports?


Boost Your Credit:

What is in a FICO score?

Use Information from Credit Karma

Warning About Free Credit Sites

If considering purchasing with Adam, meet w/ him freely.

Alternatives for Free Credit Help Beyond Adam

Alternatives for Paid Credit Help Beyond Adam



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About the Author: Adam Garrett - 3rd Generation REALTOR®

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