Credit & Finances
Image courtesy Penfed Credit Union In this article I'll be linking a number of resources & information I have regarding credit &/or...
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Adam Garrett
Jul 14, 20235 min read
Mortgage Lender Recommendations
In this article, I wanted to go over specific lenders that I recommend that you consider for your home purchase. Keep in mind that the...
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Adam Garrett
Jul 13, 20232 min read
Garrett Mortgage
Garrett Mortgage Powered by Langley Federal Credit Union Mortgage Banker No Money Down Conventional Excellent option for high-income ...
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Adam Garrett
Jul 13, 20231 min read
Mortgage Recommendations
Related: Mortgage Lender Recommendations Credit & Finances 10+ Types of No Down Payment Required Mortgages Budgeting Meeting with Adam...
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Adam Garrett
Jul 13, 20231 min read
How Remaining in a Home You've Purchased Can Help Your Net Worth More than Bouncing to Another House
Did you know that homeowners have a statistically significantly higher net worth than renters? Per CNBC, "In 2019, homeowners in the U.S....
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Adam Garrett
Jul 13, 20231 min read
Should You Sell to a Cash Offer Off-Market As Is? "Patterns of Parasitic Purchasing" Per Drexel.Edu
You may have seen the "We Buy Houses!" signs, received postcards from them, received calls from them, or received texts from them. If you...
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Adam Garrett
Jul 13, 202311 min read
Non-Profit & Government Assistance with Home Repairs & Disability Adaptations
There are a number of options for non-profit and government assistance with home repairs. In this article, I'll be briefly touching on...
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Adam Garrett
Jul 13, 20234 min read
Assistance with Utility Bills
Nationally Available Assistance: Assistance Available to HIV+ Households Below 80% AMI HIV+ Household & below 80% Area Median Income...
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Adam Garrett
Jul 11, 202314 min read
Buyer Preparing For Closing
Above: Image by Adam of a buyer before closing - used with permission In this article, I'd like to share some of the important...
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Adam Garrett
Jun 30, 20231 min read
Time Management Tips
"What does time management have to do with real estate?" You might be wondering, but the importance of time management in real estate is...
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Adam Garrett
Jun 28, 202310 min read
SE VA House Buyer Guide
I wanted to share a list of over 100 articles I've created pertinent to the real estate (i.e. house) buying process, categorized in...
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Adam Garrett
Apr 24, 20231 min read
Debt Pay Off Before a Home Purchase
I often get questions from buyers about how to pay off debts before a home purchase. Here are my top tips, in order of importance....
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Adam Garrett
Apr 20, 20231 min read
Saving on Taxes for Real Estate
One of the ways that buyers & sellers can boost their budgeting power, especially prior to a house purchase, is by saving on taxes. Keep...
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Adam Garrett
Apr 20, 20231 min read
Budgeting Meeting with Adam
One of the ways that I assist buyers and sellers, especially buyers, is by providing guidance to boost their budgeting power, especially...
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Adam Garrett
Apr 10, 20234 min read
Avoiding Payment Shock
When you are about to go from a lower payment or no payment on your housing to a higher payment, I recommend taking some steps to avoid...
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Adam Garrett
Apr 8, 20231 min read
Credit Boosting Meeting with Adam
One of the ways that I assist buyers and sellers, especially buyers, is by providing guidance to boost their credit, especially prior to...
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Adam Garrett
Apr 8, 202324 min read
What Adam Offers Buyers
In this article, I wanted to go over what I offer buyers, point by point, as well as a bit of information about me. About Adam in Brief I...
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Adam Garrett
Jan 31, 20236 min read
Below & Above Asking Price Offers
Should You Never Pay "Full" Price for a Home? Those who have bought homes before, if most or all of their experiences have been purchases...
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Adam Garrett
Jan 20, 20234 min read
Rent or Buy Calculator
Among real estate-related calculators, one of the most difficult to accurately determine is the rent vs buy calculator, despite...
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Adam Garrett
Jan 2, 20234 min read
SE VA City Information & Real Estate Property Info
In this link, I've created a master spreadsheet for government information on homes. In case you're unfamiliar with Google Sheets, go to...
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