Low or No Credit Mortgages
No or Low Credit Loans: NACA: Credit Score Not Considered, Below Market Rates in Some Cases, No Down Payment, No Closing Costs, But w...
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Adam Garrett
Aug 21 min read
Income, Asset, & Rent Limits for Home Buying & Renting Programs to Reduce Costs in SE VA
Many seek to save and increase their income before buying a home, and many fail to realize that the most lucrative programs to reduce...
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Adam Garrett
Jul 181 min read
Free Acquisitions for Your Home
All images courtesy Freecycle Whether you're a 1st-time buyer looking to save money, moving here from another country and trying to cut...
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Adam Garrett
Jul 1712 min read
Boosting Credit for Mortgages
While there are some exceptions, your credit score has a very high impact on most mortgages. Prior to taking out a mortgage, get educated...
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Adam Garrett
Jun 41 min read
Best Hospital Ratings in VA: Where to Find it & Mapped for in & Around Virginia
Identifying the best systemized rating scales for hospitals for the US and creating maps for Virginia & the surrounding area
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Adam Garrett
May 3013 min read
Waterfront Properties
Above: 122 Sandbox Lane in Yorktown, VA, the 1st house on the left on the York River from the Chesapeake Bay, where I spent college...
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Adam Garrett
May 301 min read
Fishing in Virginia Guide
Above: Me in high school casting in high winds with my dad in the background and hitting the photographer with the hook accidentally!...
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Adam Garrett
May 291 min read
Homestead Exemptions on Real Estate in VA vs Other States
Image courtesy World Population Review VA Main Homestead Provisions: Additional VA Homestead Related Provisions Mentioned in 1st Sentence...
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Adam Garrett
May 171 min read
Tax Relief & Deferral on the Virginia Peninsula of SE VA
Above: Image by Adam (not nearly how much money it looks to be, FYI) #s below are from 2024 Real Estate Tax Relief/Deferral South Side...
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Adam Garrett
May 171 min read
Military Resources, Freebies & Discounts w/ SE VA PCS Integration
Image by Adam at Langley AFB Related: Free Things to Do in & Around Virginia American Legion Overarching Related: Area Guide Seller's...
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Adam Garrett
May 131 min read
Short Sales for Buyers
As distressed properties, short sales are one potential source of a "deal" in real estate. That said, they can also be quite a hassle....
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Adam Garrett
Apr 201 min read
Home Condition At Closing
Image Courtesy Art Louis Photography from a Former Listing of Adam's What can buyers and sellers expect in terms of condition at closing?...
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Adam Garrett
Apr 181 min read
Contract Termination & Release
There are times with contracts in real estate where where buyer or seller feel that it would no longer be best to keep moving forward to...
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Adam Garrett
Apr 111 min read
Where to Find Home Price Area Differences
Related: House Buyer Guide Seller Guide Landlords & Tenants Homeowner Resources The Importance of Choosing a Great Buyer's Agent What to...
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Adam Garrett
Apr 101 min read
What is the Best Area to Buy In?
Image by author Related: Area Guide Factors to Consider to Help Determine Where to Find Your New Home Master Spreadsheet for Prospective...
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Adam Garrett
Apr 108 min read
Factors to Consider to Help Determine Where to Find Your New Home
Jamestown - Image by Adam While there are algorithm-based responses to the question of " What is the Best Area to Buy In? " there are...
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Adam Garrett
Apr 911 min read
SE VA Environmental Area Guide
This guide forms an integral part of my area guide . Environmental Factors: FEMA's Composite Weather Risk Index FEMA has created a...
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Adam Garrett
Apr 71 min read
Will My Home Owned Count Against Me for Supplemental Security Income (SSI), SSDI, Medicaid, Section 8, or Other Benefits?
In many cases, a home you own often won't count against you for a variety of supplemental support. That said, there are some cases when...
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Adam Garrett
Apr 61 min read
Is New Construction Ever a "Deal"?
Image by American Real Estate Photography at a former listing of Adam's where the owners used a kit to build it. Related Credit &...
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Adam Garrett
Apr 11 min read
Housing Choice Voucher Homeownership Program (via Section 8 Subsidies) in SE VA & US
Did you know that monthly section 8 subsidies are available for home purchases in some localities? Eligibility/Requirements for...
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