Home Buyers

Aug 179 min read

Low or No Credit Mortgages

No or Low Credit Loans: NACA: Credit Score Not Considered, Below Market Rates in Some Cases, No Down Payment, No Closing Costs, But w...

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Income, Asset, & Rent Limits for Home Buying & Renting Programs to Reduce Costs in SE VA

Adam Garrett

Aug 21 min read

Credit & Finances

Income, Asset, & Rent Limits for Home Buying & Renting Programs to Reduce Costs in SE VA

Many seek to save and increase their income before buying a home, and many fail to realize that the most lucrative programs to reduce...

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Adam Garrett

Jul 181 min read

Investors

Free Acquisitions for Your Home

All images courtesy Freecycle Whether you're a 1st-time buyer looking to save money, moving here from another country and trying to cut...

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Adam Garrett

Jul 1712 min read

Credit & Finances

Boosting Credit for Mortgages

While there are some exceptions, your credit score has a very high impact on most mortgages. Prior to taking out a mortgage, get educated...

28 views0 comments

Best Hospital Ratings in VA: Where to Find it & Mapped for in & Around Virginia

Adam Garrett

Jun 41 min read

Area Considerations

Best Hospital Ratings in VA: Where to Find it & Mapped for in & Around Virginia

Identifying the best systemized rating scales for hospitals for the US and creating maps for Virginia & the surrounding area

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Adam Garrett

May 3013 min read

Home Buyers

Waterfront Properties

Above: 122 Sandbox Lane in Yorktown, VA, the 1st house on the left on the York River from the Chesapeake Bay, where I spent college...

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Adam Garrett

May 301 min read

Area Considerations

Fishing in Virginia Guide

Above: Me in high school casting in high winds with my dad in the background and hitting the photographer with the hook accidentally!...

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Homestead Exemptions on Real Estate in VA vs Other States

Adam Garrett

May 291 min read

Area Considerations

Homestead Exemptions on Real Estate in VA vs Other States

Image courtesy World Population Review VA Main Homestead Provisions: Additional VA Homestead Related Provisions Mentioned in 1st Sentence...

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Tax Relief & Deferral on the Virginia Peninsula of SE VA

Adam Garrett

May 171 min read

Credit & Finances

Tax Relief & Deferral on the Virginia Peninsula of SE VA

Above: Image by Adam (not nearly how much money it looks to be, FYI) #s below are from 2024 Real Estate Tax Relief/Deferral South Side...

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Military Resources, Freebies & Discounts w/ SE VA PCS Integration

Adam Garrett

May 171 min read

Area Considerations

Military Resources, Freebies & Discounts w/ SE VA PCS Integration

Image by Adam at Langley AFB Related: Free Things to Do in & Around Virginia American Legion Overarching Related: Area Guide Seller's...

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Adam Garrett

May 131 min read

Home Buyers

Short Sales for Buyers

As distressed properties, short sales are one potential source of a "deal" in real estate. That said, they can also be quite a hassle....

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Adam Garrett

Apr 201 min read

Home Buyers & Sellers

Home Condition At Closing

Image Courtesy Art Louis Photography from a Former Listing of Adam's What can buyers and sellers expect in terms of condition at closing?...

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Adam Garrett

Apr 181 min read

Home Buyers

Contract Termination & Release

There are times with contracts in real estate where where buyer or seller feel that it would no longer be best to keep moving forward to...

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Where to Find Home Price Area Differences

Adam Garrett

Apr 111 min read

Credit & Finances

Where to Find Home Price Area Differences

Related: House Buyer Guide Seller Guide Landlords & Tenants Homeowner Resources The Importance of Choosing a Great Buyer's Agent What to...

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Adam Garrett

Apr 101 min read

Home Buyers

What is the Best Area to Buy In?

Image by author Related: Area Guide Factors to Consider to Help Determine Where to Find Your New Home Master Spreadsheet for Prospective...

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Factors to Consider to Help Determine Where to Find Your New Home

Adam Garrett

Apr 108 min read

Home Buyers

Factors to Consider to Help Determine Where to Find Your New Home

Jamestown - Image by Adam While there are algorithm-based responses to the question of " What is the Best Area to Buy In? " there are...

40 views0 comments

Adam Garrett

Apr 911 min read

Area Considerations

SE VA Environmental Area Guide

This guide forms an integral part of my area guide . Environmental Factors: FEMA's Composite Weather Risk Index FEMA has created a...

56 views0 comments

Will My Home Owned Count Against Me for Supplemental Security Income (SSI), SSDI, Medicaid, Section 8, or Other Benefits?

Adam Garrett

Apr 71 min read

Credit & Finances

Will My Home Owned Count Against Me for Supplemental Security Income (SSI), SSDI, Medicaid, Section 8, or Other Benefits?

In many cases, a home you own often won't count against you for a variety of supplemental support. That said, there are some cases when...

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Adam Garrett

Apr 61 min read

Home Buyers

Is New Construction Ever a "Deal"?

Image by American Real Estate Photography at a former listing of Adam's where the owners used a kit to build it. Related Credit &...

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Housing Choice Voucher Homeownership Program (via Section 8 Subsidies) in SE VA & US

Adam Garrett

Apr 11 min read

Home Buyers

Housing Choice Voucher Homeownership Program (via Section 8 Subsidies) in SE VA & US

Did you know that monthly section 8 subsidies are available for home purchases in some localities? Eligibility/Requirements for...

21 views0 comments